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Car Loans
Are you looking to buy your dream car? Want advice from a team of qualified asset finance specialists? As New Zealand’s best online broker, All Loans can help you!
A car loan is a great way to make buying a new, or used, vehicle more affordable, and help you end up with the right set of wheels as soon as possible.
Getting the right car finance can help save you money, while ensuring you end up with the right vehicle to suit your needs and a loan that you can comfortably pay off over time. All Loans provide low rate car finance, so you can get the best car loan rates on your new car.
All Loans are your local New Zealand finance specialists. We are committed to providing quality service to our customers to help you get the best rate finance for your car. With many years’ experience, we will help take all the hard work out of comparing various finance options and help you get approved for a car quicker.
We have access to a panel of over 40 lenders making it easy to find the best rates for your car loan. We will also work with you to clearly understand your needs and budget requirements, to ensure you end up with the most suitable financing.
Providing our customers with quality customer service is of high importance to us, and we are here to answer any questions you may have along the way about your car loan and the progress of your application.
Whether you’re looking to buy your first car or a family vehicle, we can help you find the right car finance to suit your needs and budget. As well as car loans, we can also help with finance for caravans, motorcycles, boats, trucks and vehicle insurance.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Easy
We do the running around for you in comparing car loan options and rates from over 20 lenders.
Fast approvals
We work hard to get your car loan approved fast. Same day approvals are available – ask us how!
Flexible terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
Car loan options
With competitive rates and repayments, a secured car loan can be used to purchase a new or used car.
A secured car loan requires the vehicle to be held as security for the loan. As this type of loan lowers the risk to the lender, you may be able to get more competitive rates on your loan and lower repayment amounts.
Contact our team of finance professionals to find out more about secured car loans, and whether this is the right option for you.
A personal loan can be used for a range of purposes, including home renovation, medical expenses, travel and debt consolidation.
Speak to the All Loans team about a personal car loan, to find the best finance option for your needs.
Want to find the best car loan rates?
We can help save you time and money, by utilising our vast network to find the lowest car finance rates for you. Our car finance finder service makes it easy for you to drive off in your dream car and with low car finance rates.
Contact us to learn more.
Instead of getting a personal car loan, if you need a vehicle for work purposes, you may want to consider a business car loan. Business car finance can be used for the specific purpose of buying a car, or fleet for business.
There are numerous fiance options available, including novated leasing, chattel mortgage, hire purchase and more.
Contact All Loans for your business car finance.
Car loan FAQs
Before applying for a car loan, work out your budget to have a clear understanding of what you can comfortably afford. Our car loan calculator can help provide a guide on what your loan repayments may be, and interest costs.
Once you know your budget, you can compare loans and rates to find the most suitable option. Our team will work with you to assess your basic information and financial circumstances before arranging the finance application.
After you’ve reviewed the loan terms and details, we will submit your loan application with the chosen lender and keep you updated with your application progress.
One of the main benefits of a car loan is immediacy. Saving up the full purchase price of a car can take time, but a car loan helps you get the car you need as soon as possible.
A car loan also improves the affordability of buying a car, with the loan paid off in regular repayments over a set loan term, generally between 1 – 7 years.
If you’re able to maintain your repayments and pay your car loan off in time, it can help build or improve your credit profile, which can help make it easier for you to get loan approvals in the future.
As well as paying off your car loan, you will be required to pay interest on your loan. This can add a significant amount to the overall costs over the life of your loan.
Getting the lowest interest rate you can on your car loan is highly beneficial, though it can be dependent on numerous factors, such as your credit history and the lender.
At All Loans we will assess your financial circumstances and help find the best rate finance for your car loan.
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Car loans are a great way to afford the vehicle you need without spending years and years of saving to buy it outright.
Some of our car loan lenders:
