Business Car Loans at low rates.
Low Rate Business Car Loans from New Zealands most trusted business lenders.
Business Car Loans
If you’re primarily using a vehicle for work purposes, business car finance may be the most suitable option for you.
Choosing the right vehicle finance to suit you and your business can help you save money and grow your business.
Business car finance
If you’re in need of a business car loan, some of the available options include a chattel mortgage or a Low Doc loan. With numerous options for business car finance, it depends on your needs, budget and business as to what may be the best option for you.
A chattel mortgage gives you ownership of the vehicle at the time of purchase rather than at the end of the car loan. This allows you to claim the vehicle as a taxable offset, claim the GST on the purchase price and the depreciation of the vehicle and interest charges on the loan.
Unlike many other types of loans, a Low Doc requires little to no proof of your financial position. It instead relies on factors such as the vehicle being purchased, the tenure of your business, your circumstances and your financial position.
A commercial loan specialist can help
Speaking to a specialist can help you find the right business car loan and get a tailored finance solution.
Our loan specialists can help you find the finance you need, whether for a single vehicle or a fleet of work vehicles. We take the time to understand your business needs to ensure you end up with the right business car loan.
With access to commercial finance options and rates from more than 10 lenders, we can help you get the best rate, saving you both time and money.
Contact our team for more information on business car finance.
Competitive
We have access to some of the lowest industry car loan rates allowing us to be highly competitive and find your best rate finance.
Tailored
Our Commercial Team takes time to understand your business needs then works to find the best tailored and flexible finance solution.
Fast approvals
We work hard to get your car loan approved fast. Same day approvals are available – ask us how!
Flexible terms
We find and compare car loan options to find what best suits your needs and budget with flexible 1-7 year terms available.
Business Car loan FAQs
Low rates • Tax effective • Flexible terms & residuals • 1-7 year terms
A Chattel Mortgage is the most common loan type for commercial lending. As the borrower, you take ownership of the asset at the time of purchase rather than at the end. This means you can use the asset as a taxable offset (in most cases), claim the GST on the purchase price and claim the depreciation of the asset and interest charges on the loan. It’s very flexible with 1-7 year loan terms and residuals available making it versatile for most business types.
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
Great options for startup businesses • 1-7 year terms
Low Doc (also known as No Doc, Self Dec, Lite Doc) requires little to no proof of the borrower’s financial position but rather relies heavily on the assessment of the tenure of your business, you as the borrower, any guarantor’s financial position as well as the asset being purchased. This is a great option for businesses when they have little or no ‘provable’ servicing (ie capability to demonstrate or prove capacity to repay the loan).
Speak to one of our Commercial Finance Specialist to discuss which finance options would suit you and your business.
As well as paying off your car loan, you will be required to pay interest on your loan. This can add a significant amount to the overall costs over the life of your loan.
Getting the lowest interest rate you can on your business car loan is highly beneficial.
At All Loans we will assess your application and help find the best rate finance for your car loan.
Some of our car loan lenders:
